- 1.https://www.ally.com/go/bank/20m-select-cd/ Promotional term available through 7/31/22 No minimum deposit to open Interest compounded daily
- 2.Einhell TE-CD Speed Drill/Driver
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- 3.AmazonBasics CD Slot Car Phone Holder Mount
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- 5.
Amazon with?LifeBasis USA has the?Life Basis CDS-100 Ultrasonic Jewelry Cleaner for $40 - 25% off coupon (check "Apply coupon" box) - $4 off?with coupon code D5I6ZAOZ [Exp 5/17] = $26?with free shipping.
$26 - 6.
Amazon with?XiaoChengTech has the?2-Pack of joyroom 4-ft USB-A to USB-C LED Music Sync Light Up Charging Cables for $14.99 - $6 off?with coupon code 403FVRZK [Exp 5/31] = $8.99?with free shipping on $25+ or with Prime.
$9 - 7.Amazon [amazon.com] has the *2-Pc Disney Junior Music Lullabies 9" Mickey Mouse & Minnie Mouse Plush Set w/ Sounds* on sale for *$9.99*. Shipping is free w/ Amazon Prime or on orders $25+.$10
- 8.*Amazon [amazon.com]* has *8-Shapes Battat Activity Cube & Shape Sorter w/ Music & Lights* for *$6.29. Shipping is free* w/ Prime or on $25+.$6
- 9.Bluetooth Music Rechargeable Eye Heat Massager$27
- 10.Mochiba 12-in. Wi-Fi Ceiling Light w/ Music Sync
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- 11.Music On Cup W/Bluetooth Wireless Speaker$25
- 12.Break Dancing Robot Lights and Music
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- 13.Soothing Music Nasal Aspirator For Babies$18
- 14.If you have money just sitting in your Checking account, let it grow here.
If you are afraid interest rates may fall or that the stock market may go down, it might be a good time to lock down with a CD.
Don't forget FDIC insures up to $250,000
US Treasury
Treasury Series I Bond - 9.62% (up to $10k per year and funds are locked for a year)
Savings Accounts ( Can Pull Out Money Anytime )
SoFi Bank - 1.25% (Must setup direct deposit)Bask Bank - 1.25% ( No minimum )CIT Bank - 0.9% ( min of $100 )Popular Direct - 0.75% APY ( min of $5000 )Barclays - 0.7% APY ( No minimum )Discover - 0.6% APY ( No minimum )Synchrony - 0.6% APY ( No minimum )Bank of America - 0.04% ( don't consider )
Certificate of Deposit CD - ( Cannot Pull Out Anytime )
If you don't mind keeping your money in the bank for a certain time, CD (Certificate of Deposit) would give you a slightly better rate and rates will not change for that time period.
6 Months - Live Oak Bank CD - 1.25% ( min $2.5k )6 Months - Merrick Bank CD - 0.91% ( min of $25k )
1 Year - Merrick Bank CD - 1.76% ( min of $25k )1 Year - Live Oak Bank CD - 1.75% ( min $2.5k )1 Year - Fidelity Brokered CD - 1.75%1 Year - Vanguard Brokered CD - 1.75%
1 Year - Fidelity Brokered CD - 2.1%1 Year - Vanguard Brokered CD - 2.1%1.5 Years - Merrick Bank CD - 2.01% ( min of $25k )1.5 Years - Live Oak Bank CD - 2.0% ( min $2.5k )
2 Years - Fidelity Brokered CD - 2.65%2 Years - Vanguard Brokered CD - 2.6%2 Years - Merrick Bank CD - 2.26% ( min of $25k )2 Years - Live Oak Bank CD - 2.2% ( min $2.5k )
3 Years - Fidelity Brokered CD - 2.95%3 Years - Vanguard Brokered CD - 2.9%3 Years - Merrick Bank CD - 2.36% ( min of $25k )3 Years - Live Oak Bank CD - 2.3% ( min $2.5k )
4 Year - Fidelity Brokered CD - 3.0%4 Year - Vanguard Brokered CD - 2.85%4 Years - Merrick Bank CD - 2.56% ( min of $25k )4 Years - Live Oak Bank CD - 2.5% ( min $2.5k )
5 Years - Fidelity Brokered CD - 3.05%5 Years - Vanguard Brokered CD - 3.0%5 Years - Merrick Bank CD - 2.81% ( min of $25k )5 Years - Live Oak Bank CD - 2.75% ( min $2.5k )
Foreign Currency CDs
With the government printing a lot of money, fear of inflation is roaming around. You can put money in foreign currency CDs to protect yourself
TiaaBank Foreign CDs ( min $10000, protected by FDIC ). You can also buy ETFs for the currency you are interested in $FXY $FXA $FXE etcCommodities (gold/silver) are also known to be safe havens. You can also buy ETFs like $GLD $SLV $PSLV on your favorite trading platformCoinBase - Crypto Currencies were also known to be a hedge against inflation, but it's too volatile to be for you to have good sleep$250000 - 15.
Amazon with?Govee US has the?Govee Glides 6-Piece RGBIC Smart Customizable Music Sync Gaming Light Bars Kit for $80 - $15 off coupon (check "Apply coupon" box) - $13 off?with coupon code GOVEE610AE [Exp 5/8] = $52?with free shipping.
$52 - 16.Baby Shark Bubble Machine With Music$9
- 17.Procrastination Music Festival Duffle Bag
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- 18.Procrastination Music Festival Beach Towel
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- 19.Procrastination Music Festival Apron
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- 20.Procrastination Music Festival 12" x 16" Matte Poster
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- 21.Procrastination Music Festival
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- 22.LED Floor Lamp W/Music & Remote$30
- 23.Valid only for new Echo device customers. This bundle contains the Echo Dot (3rd Generation) - Smart speaker with Alexa - Charcoal and 1 month of Amazon Music Unlimited ($47.98 value). After 1 month,...$1
- 24.Amazon with YellowDeal has the Jensen JAS-725 Under-Cabinet Bluetooth Music System with Alexa Far Field & Tap to Talk for $52?with free shipping.$52
- 25.Until May 3, get a 3-month free trial of Audible Premium Plus and a 3-month free trial of Amazon Music Unlimited. Enjoy audiobooks, unlimited music, and more for a limited-time offer, ends May 3,...$0
- 26.Crawling Crab Baby Toy with Music and LED Light Up$26
- 27.*Amazon [amazon.com]* has *8-Shapes Battat Activity Cube & Shape Sorter w/ Music & Lights* for *$7.18. Shipping is free* w/ Prime or on $25+.$7
- 28.ADM Music A Style Acoustic Mandolin Instrument With Case
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- 29.Amazon with stores123 has the Jensen JAS-725 Under-Cabinet Bluetooth Music System with Alexa Far Field & Tap to Talk for $60 with free shipping.$60
- 30.32.8ft Color LED Light With Remote & Music$16